What is Garage Insurance?
Garage insurance is a package policy for auto repair shops, dealerships, body shops, and service stations—combining property, liability, and auto coverage. It protects your business, employees, and customers’ vehicles.
Cover Your Business From:
Customer Vehicle Damage
Property Damage
Employee Injuries
Products & Completed Operations Liability
Theft & Vandalism
Errors & Omissions
FAQ
What businesses need garage insurance?
Auto repair shops, dealerships, tire stores, quick lube centers, car washes, and towing companies all need garage coverage.
Does it cover customers’ vehicles in my care?
Yes, garagekeepers coverage protects against damage to customers’ vehicles while in your possession, from theft, fire, collision, and more.
What’s the difference between garage liability and garagekeepers?
Garage liability covers your operations, products, and completed work. Garagekeepers covers customers’ vehicles in your custody.
Are employee injuries covered?
Employee injuries are covered by workers’ compensation, which can be included or purchased separately—ask your agent for guidance.